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LTV Calculator

LTV Formula: LTV = Loan amount/Value of home

LTV Definition
Use our free online Loan to Value (LTV) Calculator to determine your LTV ratio with ease! Many home mortgage lenders have a maximum loan to value requirement that will be used to determine the loan amount you qualify for.
If you know the home’s value or sales price and the desired loan amount, you can easily use our calculator to determine the loan to value. You can easily crunch the numbers on your own to determine if a specific home is affordable for you to purchase.

Easily Calculate LTV
The Loan to Value Calculator can also be used to assist with your home refinancing plans. You can enter your current loan amount and the current value of your home to determine if you may qualify for a cash-out refinance loan or a non-cashout refinance.
Each home mortgage lender will have a different loan to value requirement. By using our Loan to Value Calculator today, you can easily determine what your own loan to value ratio is. This makes it easy for you to explore various loan programs with different loan to value requirements and to find one that will provide you with the loan amount you need. This online calculator is ideal for use with both home mortgage purchase and home mortgage refinance plans.
Our Loan to Value (LTV) Calculator is easy to use. You only have to enter two components to learn your loan to value:

Loan Amount
Value of the Home

After you have entered this information in the form, you simply click the “Calculate!” button for instant results. This calculator can be used for all of your home financing needs with ease.

Things to Keep in Mind
It is important to keep a few factors in mind when using the Loan to Value (LTV) Calculator.

Home mortgage lenders will usually calculator their own LTV based off of the lower of the sales price or appraised value.
The loan amount can be increased or decreased as needed to make adjustments to the LTV.
Many home mortgage lenders will have a separate calculator for Combined Loan to Value. This calculation includes the balance of all mortgage liens on the property rather than the balance of a single loan.

Check out the rest of our financial calculators we have here on CalculatorPro.com.

How to Calculate LTV
Let's be honest - sometimes the best ltv calculator is the one that is easy to use and doesn't require us to even know what the ltv formula is in the first place! But if you want to know the exact formula for calculating ltv then please check out the "Formula" box above.

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