Roth IRA Definition The online Roth IRA Calculator is an easy and free way to calculate the estimated future value of your Roth IRA. All you need to begin is your current Roth IRA balance, contributions per year, number of years until you retire, and the expected annual average Roth IRA return. A Roth IRA is a fantastic vehicle for saving for retirement as it enjoys tax free growth and tax free distributions (as opposed to a Traditional IRA that receives a tax deduction for funds contributed into the IRA and tax deferred growth rather than tax free growth). Start calculating how much you anticipate your Roth IRA to be worth when you retire! Be sure to also check out our other financial calculators and specifically you may also be interested in our 401k CalculatorĀ and IRA calculator.

How to Calculate Roth IRA Let's be honest - sometimes the best roth ira calculator is the one that is easy to use and doesn't require us to even know what the roth ira formula is in the first place! But if you want to know the exact formula for calculating roth ira then please check out the "Formula" box above.